When you join South West Credit, you are not just a customer. You are a member and South West Credit is run by our members.
When you buy shares in South West Credit, you become a part owner - on equal standing with every other member. This means we are not subject to pressure from external shareholders to increase our profits. Our profits belong to our members and are returned through better interest rates, lower fees and increased services.
How do I become a member?
To become a member South West Credit you will need to:
- Complete a membership application form
- Subscribe for a member share in the Credit Union
The member share is a redeemable preference share. This means that, when you resign your membership of the Credit Union, we refund you the subscription price. Your member share is not transferable.
Becoming a member is easy!
- Use the membership forms available online
- Mail the forms to us or call in to our office
- We'll get back to you once we have your application to establish your membership - it's that easy!


