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Scam Warning

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South west Credit advises there have been fresh warnings from the ATO and ASIC highlighting a number of fraudulent and unsolicited emails, faxes, SMS and phone calls which have been circulated recently.
Scammers pretending to be from these organisations have been contacting individuals across Australia and threatening them with immediate arrest, demanding payments be made on unknown fees, and asking for personal details.
More information including key warning signs and precautionary measures can be found on both the ASIC and ATO websites.

This information is brought to you by South West Credit, Warrnambool's Home Loan Centre 
 


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Who owns your bank?

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It may be a surprise for consumers when they find out who actually owns their bank.   Many people today are trying move away from the big 4 banks, searching for alternatives but not realising that the bank or broker service they are using is actually owned by one of the big 4 banks.

For example:

  • Commonwealth Bank is the owner of BankWest and a major shareholder of Aussie Home Loans.
  • Westpac is the owner of RAMS, St George, BankSA and Bank of Melbourne.
  • NAB is the owner of UBank.
  • Adelaide Bank merged with the Bendigo Bank to become the Bendigo and Adelaide Bank Group.

Whilst we do not suggest that this ownership is to the detriment of the consumer, it is important to have transparency and for consumers to know the true ownership of their financial institution or broker. Mergers and acquisitions do give the big banks a greater market share and more power.

If you are looking for a competitive alternative a credit union or building society is a great option.   As a credit union, South West Credit is owned by its members.   This means it is not subject to pressure from external shareholders to increase its profits as its profits belong to its members.  South West Credit is an Authorised Deposit-taking Institution (ADI) which means it is a safe and secure organisation that is backed by the Australian Government’s Deposit Guarantee.
South West Credit is one of Warrnambool’s best kept secrets, being truly local it offers fast turnaround on our range of home loans, car loans and personal loans, as decisions are made locally in the branch.

This information is brought to you by South West Credit, Warrnambool's Home Loan Centre 


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Community Notice Board

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Here's your guide to what's on in Warrnambool & the south west this weekend:

Thursday 10thAugust

  • Free After School Kids Program, Warrnambool Presy Church, Spence St, Warrnambool (3:30pm – 5pm)

Friday 11thAugust

  • Moyne Shire Freeza, St Pat’s Hall, Williams Street, Port Fairy (6pm – 11pm)
  • Erth’s Prehistoric Aquarium, Lighthouse Theatre, Timor Street, Warrnambool (6:30pm)
  • Coleraine Art & Photography Show Gala Evening, Mechanics Hall, Winter Street, Coleraine (6:30pm – 8:30pm)
  • Rhyme Time, Warrnambool City Library, Liebig Street, Warrnambool (10:30am – 11am)
  • Learn to Rock’n’Roll with Warrnambool Rock’n’Rollers Inc, Guide Hall, Manifold Street, Warrnambool (7:30pm – 10pm)
  • Whale Watching, Logans Beach Whale Watching Platform, Logans Beach Road, Warrnambool

Saturday 12thAugust

  • Port Fairy Community Market, Railway Place, Bank Street, Port Fairy (9am – 1pm)
  • Coleraine Art & Photography Show 2017, Mechanics Hall, Winter Street, Coleraine (10am - 4pm)
  • Erth’s Prehistoric Aquarium, Lighthouse Theatre, Timor Street, Warrnambool (6:30pm)
  • Mortlake Rotary Club Market, Market Square, Shaw Street, Mortlake (9am – 1pm)
  • Chess Competition, Warrnambool Chess Club, 91 Hyland Street, Warrnambool (1pm – 4pm)
  • Whale Watching, Logans Beach Whale Watching Platform, Logans Beach Road, Warrnambool
  • Scottish Country & Old Time Dance, 230 Koroit Street, Warrnambool (8pm)
  • Merri View Gallery, 3 Coramba Ct, Warrnambool (12pm – 4pm)
  • Scope Galleries Exhibition, 38 Kelp Street, Warrnambool (12pm – 5pm)

Sunday 13thAugust

  • Warrnambool Field & Game Inc. Shoot, Wickham Road, Woolsthorpe (10am – 5pm)
  • Coleraine Art & Photography Show 2017, Mechanics Hall, Winter Street, Coleraine (10am - 4pm)
  • Merri View Gallery, 3 Coramba Ct, Warrnambool (12pm – 4pm)
  • Scope Galleries Exhibition, 38 Kelp Street, Warrnambool (12pm – 5pm)
  • Undercover Weekly Market at the Warrnambool Showgrounds (8am – 1pm)

If you or your organisation have any events you would like added to our Community Notice Board email them through to emarket@swcredit.com.au

This information is brought to you by South West Credit, Warrnambool's Home Loan Centre 


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SMS One Time Passwords

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We have experienced connectivity issues with our SMS One Time Passwords today.  Service is slowly coming back on line.

However, if you experience delays with your SMS One Time Password please access your accounts via our secure Banking App.

Apologies for any inconvenience caused, unfortunately the matter is out of our control.


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