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Business Accounts

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South West Credit offers a range of business banking solutions that are cost effective and easy to use. We offer transaction accounts, savings accounts, online accounts and more.

Easy Trader Account

Our Easy Trader At Call Savings Account is an everyday savings/transaction account which offers maximum access and convenience.

The account provides access to your money 24 hours a day through our wide range of access facilities. This includes ATM/EFTPOS access, the convenience of Internet and telephone banking, BPAY, as well as the option of a cheque book.

  • Funds available at call
  • Cheque facilities available
  • Multiple channels to access your funds
  • Passbook convenience - keep a record of your account balance and transaction history

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Cash Management Account

If you have a high level of savings but still require 24 hour access to your money, our Cash Management Account may suit you. This account offers higher interest rates for those members who have a minimum of $5,000 to deposit.

  • Interest calculated daily and paid monthly
  • Higher interest rates than an ordinary savings account
  • Tiered interest rates for higher balances
  • Access your funds 24 hours a day, 7 days a week
  • Passbook convenience - keep a record of your account balance and transaction history
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EasyNET Saver Account

This Internet-only account allows you to earn a high rate of interest, whilst having the flexibility to add or withdraw funds 24 hours a day, seven days a week.

  • Higher rate of interest
  • No transaction or service fees
  • Funds available At call 24/7
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Line of Credit Account

South West Credits Line of Credit Account can be used to manage fluctuations in business cash flow or used for unexpected expenses. It allows you to manage cash levels without compromising your business capacity or relationships.

  • Multiple channels to access your overdraft
  • Funds available when you need them
  • Only pay interest on the money you use
  • Fees and charges may apply
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  Additional Account Information
  • Minimum overdraft is $20,000; no maximum
  • Fees and charges may apply; contact us for a detailed quote
  • Interest rate is variable and subject to change
  • Interest is calculated daily and charged monthly on the amount used
 
  Compare our Savings accounts
Key Features Easy Trader Cash Management EasyNET Saver Line of Credit
Access to funds At Call

At Call

At Call At Call
Minimum opening balance $1 $5,000 $1 -$20,000
Interest Income Calculated on minimum monthly balance and paid 30 June yearly Calculated on minimum daily balance and paid monthly Calculated on minimum daily balance and paid quarterly Interest calculated daily and charged monthly on the amount used
Monthly Service Fees Yes No No Yes
Fee-free withdrawals 18 (10 EFTPOS, 4 rediATM & 4 Over-the-counter) 4 Over-the-counter Unlimited via Internet Banking 18 (10 EFTPOS, 4 rediATM & 4 Over-the-counter)
Fee-free deposits Unlimited Unlimited Unlimited Unlimited
Special Conditions N/A N/A N/A N/A
Access Methods
Passbook Optional Optional No Optional
ATM/EFTPOS Yes No No Yes
Over-the-counter transactions Yes Yes No Yes
Phone Banking Yes Yes No Yes
Internet Banking Yes Yes Yes Yes
BPAY Yes Yes Yes Yes
Personal Cheque facility Yes No No Yes
Direct credits Yes Yes - over $500 Yes Yes
Direct debits Yes Yes - over $500 No Yes
Periodic Payments Yes Yes - over $500 No Yes
Statements 6 monthly or as requested 6 monthly or as requested 6 monthly or as requested 6 monthly or as required

More information

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Want to enquire about a business membership? Enquire Now

Questions?

If you have any questions Contact us