Landlord's Insurance

Protecting your investment property and income

How do you best protect a property you own, but don’t live in? Choosing the occupants carefully helps, but even with model tenants, there’s no guarantee they’ll take care of things to the standard you’d like.

As a landlord, you need to reduce your vulnerability to vandalism, malicious damage, and theft. Not to mention lost rental income, should your property become unliveable because of major damage.

You also need protection from those unlikely, but still possible, risks like fire, lightning and storm damage, falling trees and unforeseen catastrophes.

With South West Credit’s Landlord Cover, you have peace of mind that you’ll be covered if you property is damaged or destroyed by specific events as set out in the policy wording.

Competitive, convenient cover backed by QBE

Landlord Cover is one of a comprehensive range of insurance solutions South West Credit offers through our association with QBE Insurance.

Founded in 1886, QBE is one of Australia’s leading insurers. It’s because of QBE’s experience, security and strength – as well as its prompt, efficient and friendly claims service that we’ve made it our insurance provider.

This partnership enables us to deliver South West Credit members quality and value in insurance products, with the added convenience of having everything under the same roof.

Core Cover

Landlords Insurance core defined events:

• Take a look at the benefits of our QBE Landlord Insurance

A range of ways to save

With South West Credit there are various ways to enjoy discounts on your premium.

Security discounts
The more secure your property is – through standard door locks and deadlocks, window locks, and either local or monitored alarms – the less you may have to pay.  

Household no claim bonus
If you haven’t made any claims in the past 3 years, you will be rewarded with a discount of up to 30%.

A choice of Excess
Your excess is the initial amount you have to pay yourself if you make a claim, and we offer options of $100, $300 and $500.  The higher the excess you choose, the lower the premium you’ll pay.

Easy to arrange, simple to claim

The convenience of having your Home Insurance under the same roof as your financial services isn’t the only way we make life easier. From making your application to making a claim, South West Credit ensures things are as straightforward as possible.   

You can apply online, by phone, or at any branch. Flexible payment options include fortnightly, monthly or annual direct debit, cash, cheque or credit card payments (excluding American Express).

If you do need to make a claim, we won’t make you wade through paperwork.  QBE have a 24-hour emergency claims number, and in most cases, you need just provide details over the phone.

Apply

Use the QBE online quoting form

Questions?

If you have any questions, please contact us

_{Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement to decide if a product is right for you}

_{Insurance issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545}