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Car Loans

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South West Credit offers a variety of car loans - something for everyone.

New Car Loan (Up to 3 Years Old)

A better deal on your finance means a better car for you. We have a great rate on our new car loan, plus lots of benefits. You may have plans to travel far in your new car, but you need look no further for a great car loan.

  • Variable lump sum repayments
  • Loan Protection Insurance Available
  • No monthly account keeping fees

12.25% pa
interest rate

12.50% pa
comparison rate

 Apply Now
  Additional Information
Key Features  
Interest Rate View our interest rates
Minimum amount $3,000
Maximum amount $70,000
Maximum age of car 3 years old
Loan period Up to 7 years
Repayments Monthly / Fortnightly / Weekly
Interest charges Calculated daily, Charged monthly
Establishment fee Yes
Variable and lump sum repayments Yes
Early repayment without penalty Yes
Redraw facility available No
Monthly account keeping/service fees No
Loan Protection Insurance available Yes
Auto repayments (payroll deduction) Yes
 

Used Car Loan (4-9 years old)

Arrange your finance before you start looking for your car. That way you know exactly how much you can haggle with. We have a great rate on our 4-9 year car loan, plus lots of benefits. You may have plans to travel far in your new car, but you need look no further for a great car loan.

  • No monthly account keeping fees
  • Early repayment without penalty
  • Variable lump sum repayments

13.25% pa
interest rate

13.71% pa^
comparison rate

 Apply Now
  Additional Information
Key Features
Interest Rate View our interest rates
Minimum amount $3,000
Maximum amount $50,000
Maximum age of car 9 years
Loan Period Up to 5 years
Repayments Monthly / Fortnightly / Weekly
Interest charges Calculated daily, Charged monthly
Establishment fee Yes
Variable and lump sum repayments Yes
Early repayment without penalty Yes
Redraw facility available No
Monthly account keeping/service fees No
Loan Protection Insurance available Yes
Auto repayments (payroll deduction) Yes
 

Used Car Loan (Over 9 years old)

Arrange your finance before you start looking for your car. That way you know exactly how much you have to haggle with. We have a great rate on our 9 year car loan, plus lots of benefits. You may have plans to travel far in your new car, but you need look no further for a great car loan.

  • Auto repayments available
  • Repayment insurance available
  • Early repayment without penalty

16.25% pa
interest rate

17.46% pa#
comparison rate

 Apply Now
  Additional Information
Key Features
Minimum amount $3,000
Maximum amount $30,000
Maximum age of car Assessed on merit
Loan period 3 years
Repayments Monthly / Fortnightly / Weekly
Interest charges Calculated daily, Charged monthly
Establishment fee Yes
Variable and lump sum repayments Yes
Early repayment without penalty Yes
Redraw facility available No
Monthly account keeping/service fees No
Loan Protection Insurance available Yes
Auto repayments (payroll deduction) Yes
 

More Information

Apply

Apply for a Car Loan Apply Now

Questions

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* Comparison rates are calculated on a loan amount of $30,000 over a term of 5 years.

^ Comparison rates are calculated on a loan amount of $20,000 over a term of 4 years.

# Comparison rates are calculated on a loan amount of $10,000 over a term of 3 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.