Fixed Rate Home Loan

Fixed Rate Loan takes away the worry of interest rates rising and allows you to budget with confidence.  After the fixed interest period of either 1 - 3 years the loan reverts to the variable interest rate.

  • Variable lump sum repayments 
  • No Monthly account keeping fees
  • No establishment fee (Documentation / Valuation / Settlement fees apply) 
Key Features
Variable interest rate View our interest rates
Minimum amount $50,000
Maximum amount 95% of the property value with mortgage insurance, 80% without
Loan period 1 - 3 years reverting back to the Standard Variable Loan rate at that time
Repayments Monthly / Fortnightly / Weekly
Interest charges Calculated daily, charged monthly
Loan set up costs (Inl. Valuation & Solicitor) At a cost of $600 (Approx)
Variable and Lump Sum repayments Yes
Early Repayment without penalty Penalty of 0.8% of loan amount if loan paid out within the fixed term
Free Redraw Facility Yes
Monthly account keeping fees No
Loan repayment insurance available Yes
Auto Repayments (salary / account) Yes 
Loan Establishment fee No 

More Information

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