Standard Variable Home Loan

This loan offers you a great ongoing variable interest rate, no monthly account keeping fees and the flexibility to make extra repayments without penalty so you can manage your mortgage as you choose.

  • Variable lump sum repayments 
  • Early repayment without penalty 
  • No loan establishment fee (Documentation / Valuation / Settlement fees apply) 
Key Features
Variable interest rate View our interest rates
Minimum amount $20,000
Maximum amount 95% of the property value with mortgage insurance, 80% without
Loan period Up to 30 years
Repayments Monthly / Fortnightly / Weekly
Interest charges Calculated daily, charged monthly
Loan set up costs (Inl. Valuation & Solicitor) At a cost of $600 (Approx)
Variable and Lump Sum repayments Yes
Early Repayment without penalty Yes
Free Redraw Facility Yes
Monthly account keeping fees  No
Loan repayment insurance available Yes
Auto Repayments (salary / account) Yes 
Loan Establishment fee No 

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