Overdraft - Unsecured (includes Visa Debit Overdraft)

An overdraft is a continuing credit facility attached to your transaction account and is designed to help you over those peak periods when unexpected bills arrive. You can draw as much or as little as you want up to your pre-approved limit so you only pay interest on what you use.

  • Only pay interest on what you use
  • Variable and lump sum repayments
  • Avoid end of month shortfalls
Key Features
Interest Rate View our interest rates
Minimum amount $200
Maximum amount $10,000
Loan Period Annually reviewed
Repayments Monthly 5% Billing Cycle
Interest Charges Calculated daily, Charged monthly
Establishment fee Yes
Variable and lump sum repayments Yes
Monthly account keeping/ service fees No
Loan Protection Insurance available No
Auto repayments (Payroll deduction) Yes
Loan Interview requried Yes

More Information

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Questions?

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