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Personal Loans

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South West Credit offers competitive personal loans for any worthwhile purpose.

Secured Personal Loan

Our personal loans are for any purpose including taking a holiday, home renovating and improvements, your childrens education, a boat or that additional family car. Whatever the purpose, South West Credit can offer you a loan to suit your personal needs.

  • Principal and interest repayments
  • No monthly loan service fees
  • Early repayment without penalty
 16.40% pa
interest rate
18.25% pa^
comparison rate

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  Additional Information
Key Features  
Interest Rate View our interest rates
Minimum amount $1,000
Maximum amount $80,000
Loan period Up to 7 years
Repayments Monthly / Fortnightly / Weekly
Interest charges Calculated daily, Charged monthly
Establishment fee Yes
Variable and lump sum repayments Yes
Early repayment without penalty Yes
Free Redraw facility available Yes
Monthly account keeping/service fees No
Loan Protection Insurance available Yes
Auto repayments (payroll deduction) Yes
Loan Interview required Yes

Home Owners Unsecured Personal Loan

If you're a property owner, chances are a home improvement loan can help with renovations and upgrades to meet your needs.

  • Low establishment fee
  • No monthly account keeping fees
  • Unsecured
 15.90% pa
interest rate
16.96% pa^
comparison rate

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  Additional Information
Key Features  
Interest Rate View our interest rates
Minimum amount $3,000
Maximum amount $15,000
Loan Period Up to 5 years
Repayments Monthly / Fortnightly / Weekly
Interest charges Calculated daily, Charged monthly
Establishment fee Yes
Variable and lump sum repayments Yes
Early repayment without penalty Yes
Free Redraw facility available No
Monthly account keeping/service fees No
Loan Protection Insurance available Yes
Auto repayments (payroll deduction) Yes
Loan Interview required Yes

Standard Unsecured Personal Loan

If you just want a basic competitive loan without all the extras, our Standard Unsecured Personal Loan is for you. We offer low and competitive rates.

  • Low establishment fee
  • Early repayment without penalty
  • Loan repayment insurance available

19.90% pa
interest rate

 

20.99% pa^
interest rate

Apply Now

Request a factsheet
  Additional Information
Key Features  
Interest Rate View our interest rates
Minimum amount $1,000
Maximum amount $20,000
Loan period Up to 5 years
Interest charges Calculated daily, Charged monthly
Variable and lump sum repayments Yes
Early repayments without penalty Yes
Free Redraw facility available No
Monthly account keeping/service fees No
Loan Protection Insurance available Yes
Auto repayments (payroll deduction) Yes
Loan Interview required Yes

 

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Questions

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^ Comparison rates are calculated on a loan amount of $10,000 over a term of 3 years.