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Loans

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Most of us need to borrow at some time in our lives. Whatever your need, it's likely that we can help you with a loan that suits. We also understand that it may not always be convenient for you to come into our branch, which is why we offer a mobile lending service.

Home Loans
South West Credit offers a wide choice of home loans with competitive rates, for home and investment purposes, giving you the flexibility to structure your home loan to suit you.

Home Loans
 

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From 5.25% pa
interest rate

From  5.28 % pa*
comparison rate
 

Car Loans
Our car loans offer competitive rates and flexible repayment terms for new and used cars, motorbikes and boats. We will have you driving away in no time!

Car Loans
 

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  • No monthly account fees
  • Highly-competitive interest rates
  • No penalty for early payouts
  • Mobile Lending Service
 From 12.05% pa
interest rate

From 12.30% pa**
comparison rate
 

Personal Loans
Need a holiday? Renovating your home? Need some additional funds for your childrens education? Dreaming of buying a boat or that additional family car? We have a range of personal loans to suit your needs

Personal Loans
 

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  • Competitive rates and flexible conditions
  • Choose a repayment period that suits you
  • Quick approvals
  • Mobile Lending Service
 From 15.90% pa
interest rate

From 16.96% pa^
comparison rate
 

Cards
We have a full range of access cards to suit your needs. Use a Redicard or Visa Debit Card for everyday access or apply for a MasterCard for those extra expenses.

Cards
 

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  • Access to the rediATM network
  • MasterCards accepted worldwide
  • Approvals can be made within 24-48 hours
 

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Questions?

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* Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years. ** Comparison rates are calculated on a loan amount of $30,000 over a term of 5 years. ^ Comparison rates calculated on a loan amount of $10,000 over a term of 3 years

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.