Fixed Term Deposits and Savings Accounts

Fixed Term Deposits

Term $1,000 - $4,999 $5,000 - $24,999 $25,000 - $99,999 $100,000 +
1 Month 0.50% 2.50% 3.00% 3.75%
2 Months 1.75% 2.50% 3.00% 3.75%
3 Months 1.75% 3.25% 3.75% 4.50%
4 Months 1.75% 3.25% 3.75% 4.50%
5 Months 1.75% 3.25% 3.75% 4.50%
6 Months 2.00% 3.50% 4.50% 5.50%
7 Months 2.00% 3.50% 4.50% 5.50%
8 Months 2.00% 3.50% 4.50% 5.50%
9 Months 2.00% 3.50% 4.75% 5.50%
10 Months 2.00% 3.50% 4.75% 5.75%
11 Months 2.00% 3.50% 4.75% 5.75%
12 Months 3.00% 5.00% 5.75% 6.00%
18 Months 4.00% 5.50% 6.00% 6.25%
24 Months 6.15% 6.25% 6.25% 6.50%

Minimum Investment is $1,000
Maximum Investment is $1,000,000

Savings Investment

Balance Rate
$500 - $5,000 0.50%
$5,001 - $25,000 1.50%
$25,001+ 2.00%

Minimum $500.00 7 days notice required
Interest calculated on a minimum daily balance and credited half yearly at the end of June and December

Christmas Club

Balance Rate
Minimum Monthly Balance 1.00%

Savings / Chequing Account ( At call )

Balance Rate
$0 - $4,999 Nil p.a
$5,000 - $24,999 0.25%
$25,000 - $59,999 0.75%
$60,000 + 1.50%

Cash Management Account ( At Call )

Balance Rate
$5,000 - $24,999 1.00%
$25,000 - $59,999 2.00%
$60,000 + 2.50%

Minimum balance $5,000 - minimum deposit / withdrawal $500 - interest calculated daily and paid monthly.
Limited to 4 withdrawals per month - not accessible by personal cheque or Redicard. Refer to terms and conditions.

easyNET Saver Account

Balance Rate
Minimum Daily Balance 3.75%

Interest is calculated daily and paid quarterly.

 

Interest rates are negotiable for deposits in excess of $50,000

The above rates are current at the time of publishing 1 March, 2010 and are expressed in 'per annum terms'.
They are subject to change without notice. Fees and Charges available on application.

The Credit Union reserves the right to change any credit balance in the deposit account of a member with respect to any debt owned by a member to the Credit Union