Rates effective 11 December 2008
Home Loan Interest Rates
| Loan Type | Interest Rate | Comparison Rate |
|---|---|---|
| Standard Variable Rate Loan | 7.10% pa | 7.15% pa+ |
| Supplementary Loan | 7.35% pa | 7.41% pa+ |
| Non Qualifying Mortgage Loan | 8.50% pa | 8.56% pa+ |
Car Loan Interest Rates
| Loan Type | Interest Rate | Comparison Rate |
|---|---|---|
| New Car Loans (car up to 3yrs old) | 8.25% pa | 8.40% pa# |
| Used Car Loan (car 4 - 9 yrs old) | 9.25% pa | 9.40% pa# |
| Used Car Loan (car pver 9 yrs old) | 12.25% pa | 12.40% pa# |
Personal Loan Interest Rates*
| Loan Type | Interest Rate | Comparison Rate |
|---|---|---|
| Secured Personal Loan | 12.00% pa | 12.73% pa^ |
| Home Owners Unsecured Personal Loan | 11.50% pa | 11.95% pa^ |
| Special Unsecured Personal Loan | 15.75% pa | 16.21% pa^ |
| Standard Unsecured Personal Loan | 16.25% pa | 16.71% pa^ |
*Variable Rates
Download our Comparison Rate Schedule below
 |
SWC Comparison Rate Schedule |
More Information
Questions
If you have any questions, please contact us 
Please note: Fees and charges apply. Loans are subject to South West Credit's normal lending criteria.
1 Credit provider: Perpetual Trustee Ltd ABN 42 000 001 007.
2 Reverting to Integrity Variable interest rate after fixed term.
+ Comparison rates calculated on a loan amount of $150,000 over a term of 25 years.
# Comparison rates calculated on a loan amount of $30,000 over a term of 5 years.
^ Comparison rates calculated on a loan amount of $10,000 over a term of 3 years.
WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available below.
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