Loan Interest Rates

Rates effective 18 December 2009

Home Loan Interest Rates

Loan Type Interest Rate Comparison Rate
Standard Variable Rate Loan 6.70% pa 6.74% pa+
Supplementary Loan 10.20% pa 13.69% pa^

Car Loan Interest Rates

Loan Type Interest Rate Comparison Rate
New Car Loans (car up to 3yrs old) 11.75% pa 11.98% pa#
Used Car Loan (car 4 - 9 yrs old) 12.75% pa 13.18% pa~
Used Car Loan (car over 9 yrs old) 15.75% pa 16.88% pa^

Personal Loan Interest Rates*

Loan Type Interest Rate Comparison Rate
Secured Personal Loan 15.75% pa 16.88% pa^
Home Owners Unsecured Personal Loan 15.25% pa 16.31% pa^
Unsecured Personal Loan 19.25% pa 20.33% pa^

*Variable Rates

Download our Comparison Rate Schedule below

SWC Comparison Rate Schedule

More Information

Questions

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Please note: Fees and charges apply. Loans are subject to South West Credit's normal lending criteria.

1 Credit provider: Perpetual Trustee Ltd ABN 42 000 001 007.
2 Reverting to Integrity Variable interest rate after fixed term.

+ Comparison rates calculated on a loan amount of $150,000 over a term of 25 years.
# Comparison rates calculated on a loan amount of $30,000 over a term of 5 years.
~ Comparison rates calculated on a loan amount of $20,000 over a term of 4 years.
^ Comparison rates calculated on a loan amount of $10,000 over a term of 3 years.
WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available below.

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