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Saving and Investment Interest Rates

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Our interest rates have been designed with you in mind - our members. We do not inflate rates as we do not have shareholders taking a percentage of our profits. Any profits we make are returned to you through better products, rates and fees.  Take a look at our current interest rates below.

Fixed Term Deposits

Term $5,000 - $24,999 $25,000 - $99,999 $100,000 +
1 Month 1.60% 1.65% 1.70%
2 months 1.65% 1.70% 1.80%
3 months 1.95% 2.05% 2.10%
4 months 2.00% 2.00% 2.05%
5 months 1.80% 1.95% 2.00%
6 months 1.95% 2.15% 2.15%
7 months 1.80% 1.90% 1.95%
8 months 1.80% 1.80% 1.85%
9 months 1.75% 1.75% 1.85%
10 months 1.55% 1.70% 1.85%
11 months 1.60% 1.65% 1.70%
12 months 2.05% 2.15% 2.25%
18 months 2.00% 2.10% 2.30%
24 months 2.05% 2.15% 2.35%

Minimum Investment is $5,000
Maximum Investment is $1,000,000

Savings Investment

This product is no longer available.

Christmas Club 

Balance Interest Rate (pa)
Minimum Monthly Balance 1.00%

Easy Everyday, Easy Unlimited (At Call)

Balance Interest Rate (pa)
$0 - $24,999 Nil pa%
$25,000 - $59,999 0.05%
$60,000 + 0.10%

Cash Management Account (At Call)

Balance Interest Rate (pa)
$5,000-$24,999 0.50%
$25,000 - $59,999 0.75%
$60,000+ 1.00%

Minimum Balance $5,000 - minimum deposit/withdrawal $500 - interest calculated daily and paid monthly. Limited to 4 withdrawals per month - not accessible by personal cheque or Redicard. Refer to terms and conditions.

easyNET Saver Account

Balance Interest Rate (pa)
$0 - $4,999 0.20%
$5,000 - $99,999 1.00%
$100,000 - $249,999 1.25%
$250,000+ 1.60%

Interest is calculated daily and paid quarterly.

easyNET Saver Account (Loan Offset Account)

Interest is calculated on the Minimum Daily Balance and paid monthly (excludes commercial lending). Available to Premier and Premium Packages only. 100% of loan rate is applied to your Premier Plus and Premium Home Loan. 

Easy Achiever

Bonus 2% interest if special conditions are met
Bonus Interest is calculated daily and paid monthly in addition to At Call Savings Account interest. 

Active Saver Account & Youth Saver Account

Balance Interest Rate (pa)
Up to $5,000 1.70%
Over $5,000 Nil pa%

Bonus 2% interest if special conditions are met
Bonus Interest is calculated daily and paid monthly.

Interest rates are negotiable for deposits in excess of 1 Million

Additional Information

Questions

If you have any questions Talk to us

The above rates are currents at the time of publishing 24th November, 2016 and are expressed in 'per annum terms'. They are subject to change without notice. Fees and Charges available.

The Credit Union reserves the right to change any credit balance in the deposit account of a member with respect to any debt owned by a member to the Credit Union.