Increase font size Decrease font size

Second Factor Authentication

Attention: open in a new window. Print

South West Credit provides one-time password technology through Security Tokens or SMS One Time Passwords to further protect Internet banking users.

Learn more below:

Security Token One Time Password

SMS One Time Password

A Security Token generates a once-only 6-digit code every 30 seconds from a million possible combinations. After entering your Login and Access Code, you will then be required to enter the number generated by pressing the grey button on the Security Token before you can gain access to internet banking. This number can only be used once and will change with every use of the Security Token.

Please view our informational video to find out more.

About Security Tokens

Security Tokens

SMS One Time Password is an easy-to-use service that is available to all South West Credit Internet Banking and Mobile Banking customers with a mobile phone.

When registered, you will receive a One Time Password to your mobile phone within seconds when logging in to Internet Banking or Mobile Banking.

SMS One Time Password is part of our ongoing efforts to ensure you have peace of mind when banking online by providing an additional level of protection against online identity theft and fraud. SMS One Time Password means that even if your login ID and password fall into the wrong hands, you are still protected with an extra layer of security.

More Information


A Security Token is a requirements for all Internet Banking users, at no cost. A token will be issued to you when apply for Internet Banking.


If you have any questions, please contact us. Contact Us