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Hopkins No Interest Loans Scheme

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Hopkins NILS is a community based No Interest Loans Scheme, run by volunteers, which provides loans to low income earners for their purchase of essential household items.

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  Who is eligible?
  • People living within the City of Warrnambool and the Shire of Moyne
  • People who receive Centrelnik payments or who are on low incomes
  • People who have the ability and willingness to repay a loan
  • People who are able to prove stability in housing e.g. at least 6 months
  • People aged 18 years or older
  What can those loans be used for?

The purpose of NILS is to purchase essential goods up to $1,000, which may include:

  • Refrigerators
  • Washing Machines
  • Dryers
  • Hot Water Services
  • Heating Appliances
  • Furniture
  • Small Appliances
  • Essential Medical Equipment
  • Cost of repairs to essential household items

Please note this is not an emergency payment, applications need to be processed. To find out more contact Hopkins NILS (03) 5561 8851 or forward mail correspondence to Hopkins No Interest Loans Scheme, PO Box 858, Warrnambool 3280.