• More negotiating power - you are ready to buy
• Formal approval to lock in your investment property
• Know your limit, so you don't overcommit
• Finance is approved - no risk of missing out on a sale awaiting finance

Make the move to a bank you can rely on, South West Credit.

We know there is no 'one size fits all' when it comes to lending.  Everyone's situation is different and that is why we tailor your loan to your needs.

Because we are locally owned, it means decisions and approvals are made in Warrnambool.  This means we can use our local knowledge to provide flexibility.

Whilst there are many things that differentiate us from the big banks, there is one thing that is the same, our security.  We are regulated by the Australian Prudential Regulatory Authority (APRA) and subject to the depositor's protection provisions of the Banking Act of 1959, just like our larger national competitors.  This means as part of the Financial Claims Scheme (FCS), deposits with us of up to $250,000 are covered on a permanent basis by the Government Guarantee. 

South West Credit is your local bank, established and grown on trust and your true alternative to the big four banks.

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