Helping you get to where you want to be

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Helping you get to where you want to be

If you're looking for a bank that is invested in you and your community, look no further than Your local Bank - South West Credit.

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Helping you get to where you want to be: 

  • Your first home
  • Your first car
  • Your new travel adventure
  • Education for your dream job
  • Your first job
  • Starting a business
  • Starting a family
  • Your forever home
  • Retirement

Whatever stage of life you're at, whatever your goals and dreams might be, South West Credit is the Bank for you

South West Credit has been helping the people of Warrnambool and the south-west achieve their financial goals and dreams since 1964.

Got a goal in mind?  Come and talk to your local bank today.

We are invested in you and your community.  When you bank with South West Credit, you are supporting your local community.  Last year we provided almost $30,000 in sponsorship and funding to local clubs, charities and foundations.

We are customer owned which means our customers are at the forefront of every decision we make.  Our business model reinvests profits back into the business to provide new products and services to our customers, ensuring we remain up to date with latest technology and platforms.

Why choose South West Credit?

  • Our customers love us and you will too
  • We are local people, with local knowledge providing easy & flexible banking
  • We are easily accessible, there are no overseas or interstate call centres - you talk to a local!
  • We can offer faster loan approval times as everything is done locally
  • We are flexible, we know there is no 'one size fits all' when it comes to banking
  • Exceptional customer service and exceptional customer experience


Whilst there are many things that differentiate us from the big banks, there is one thing that is the same, our security.  We are regulated by the Australian Prudential Regulatory Authority (APRA) and subject to the depositor's protection provisions of the Banking Act of 1959, just like our larger national competitors.  This means as part of the Financial Claims Scheme (FCS), deposits with us of up to $250,000 are covered on a permanent basis by the Government Guarantee. 

South West Credit is Your local bank, established and grown on trust and your true alternative to the big four banks.

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