View our Home Loans

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Owner Occupied
Investment

Premier Plus Home Loan

A Home Loan with all the extras.

No monthly account keeping fees
1.10%p.a. discount off our Standard Variable Home Loan Rate
Overdraft account up to $10,000
Your choice of free loan redraw or Mortgage Offset Account
20% discount off our QBE General Insurance range

Find out more

4.30% pa
Variable Rate
(LVR up to 80%)

4.40% pa¹
Comparison Rate

Apply Now Request a call back

Premium Home Loan

Flexibility and features to suit you.

No monthly account keeping fees
Up to 1.00% p.a. discount off our Standard Variable Home Loan Rate
Overdraft account up to $5,000
Your choice of free loan redraw or Mortgage Offset Account
20% discount off our QBE General Insurance range

Find out more

4.50% pa
Variable Rate
(LVR up to 80%)

4.56% pa²
Comparison Rate

Apply Now Request a call back

Classic Home Loan

The perfect loan if you’re looking to borrow less than $250,000.

Up to 0.35%p.a. interest rate discount off our Standard Variable Home Loan Rate
Free online redraw
10% discount off our QBE General Insurance range
Variable lump sum repayments

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From 5.05% pa³
Variable Rate
(LVR up to 80%)

From 5.07% pa²
Comparison Rate

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Basic Home Loan

Our no fuss home loan, simply pay for what you use.

Free online redraw facility
Variable lump sum repayments
No penalty for early payout
Loan Protection Insurance available

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5.40% pa
Variable Rate
(LVR up to 80%)

5.42% pa²
Comparison Rate

Apply Now Request a call back

Fixed Rate Loan

Get peace of mind of knowing your repayments won’t change.

Easier budgeting
Choose from weekly, fortnightly or monthly repayments
Option to lock in your rate when you apply²
Loan Protection Insurance available

Find out more

From 4.31% pa
1 year Fixed Rate
(LVR up to 80%)

From 4.56% pa
Comparison Rate

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Lifestyle Loan

Get our great low home loan rate for financing your next car or home improvements.

Separate loan so you can pay it off faster
Quick and easy approval process
Fully secured against your home
Early payout without penalty

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5.40% pa
Variable Rate
(LVR up to 80%)

7.30% pa⁴
Comparison Rate

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Family Guarantee Home Loan

A great solution if you’re struggling to save a deposit for your first home.

Avoid paying thousands in mortgage insurance
Maximise the amount you can borrow
Gets you out of the rent trap and closer to owning your own home

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Green Loan

Be rewarded for going green!

Loan Establishment Fee waived
Discounted interest rate
Early repayment without penalty
Loan terms up to 30 years

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Land Assistance Home Loan

Take the first step towards owning your own home with our Land Assistance Home Loan.

Use to purchase vacant land in Warnambool
Avoids the need for costly Mortgage Insurance
Build equity for when you want to build
Gets you close to owning your own home

Find out more

Apply Now Request a call back

Mortgage Offset Account

The perfect accompaniment to your new home.

100% offset against your eligible South West Credit loan balance
Access to your offset funds 24/7
No minimum balance for the offset benefit to apply

Find out more

Apply Now Request a call back

Premier Plus Investment Loan

An Investment Loan with all the extras.

No monthly account keeping fees
Pay off your loan early with no penalty
Overdraft account up to $10,000
Your choice of free loan redraw or Mortgage Offset Account
20% discount off our QBE General Insurance range

Find out more

4.90% pa
Variable Rate
(LVR up to 80%)

5.00% pa
Comparison Rate

Apply Now Request a call back

Premium Investment Loan

Flexibility and features to suit you.

Pay off your loan early with no penalty
Overdraft account up to $5,000
Your choice of free loan redraw or Mortgage Offset Account
20% discount off our QBE General Insurance range

Find out more

5.00% pa
Variable Rate
(LVR up to 80%)

5.16% pa
Comparison Rate

Apply Now Request a call back

Classic Investment Loan

The perfect loan if you’re looking to borrow less than $250,000.

Early payout without penalty
Free online redraw
10% discount off our QBE General Insurance range
Variable lump sum repayments

Find out more

5.65% pa
Variable Rate

5.70% pa
Comparison Rate

Apply Now Request a call back

Basic Investment Loan

Our no fuss investment loan, simply pay for what you use.

Free online redraw facility
Variable lump sum repayments
No penalty for early payout
Loan Protection Insurance available

Find out more

6.00% pa
Variable Rate

6.05% pa
Comparison Rate

Apply Now Request a call back

Fixed Rate Investment Loan

Get peace of mind of knowing your repayments won’t change.

Easier budgeting
Choose from weekly, fortnightly or monthly repayments
Lock in your rate when you apply³
Loan Protection Insurance available

Find out more

From 4.91% pa
1 year Fixed Rate
(LVR up to 80%)

From 5.15% pa
Comparison Rate

Apply Now Request a call back

Mortgage Offset Loan

The perfect accompaniment to your home loan.

100% offset against your eligible South West Credit loan balance⁵
Access to your offset funds 24/7
No minimum balance for the offset benefit to apply

Find out more

Apply Now Request a call back

Additional Information:

¹ Comparison rates calculated on a loan amount of $500,000 over a term of 25 years.

² Comparison Rate is calculated on a loan amount of $250,000 over a term of 25 years

³ Applies to Owner occupied Home Loans only.

⁴ Comparison Rate is calculated on a loan amount of $20,000 over a term of 5 years.