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View our Home Loans

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Owner Occupied
Investment

Power Home Loan - Special Offer

Take control of your mortgage with our Power Home Loan

Fast approval
Competitive rates
Fixed or variable - the choice is yours

From 2.05% pa¹
Variable Rate
(For LVR < 60%)

From 3.85% pa²
Comparison Rate

Apply Now Request a call back

Fixed Power Home Loan

Enjoy the certainty of a fixed interest rate, and the peace of mind of knowing your repayments won't change during the fixed period.

Fast approval
Competitive rates
Option to fix all or a percentage of the loan

From 2.00% pa³
Variable Rate
(For LVR < 60%)

From 3.98% pa²
Comparison Rate

Apply Now Request a call back

Premier Home Loan Package

A Home Loan with all the extras.

No monthly account keeping fees
Up to 1.10%p.a. discount off our Standard Variable Home Loan Rate
Overdraft account up to $10,000
Your choice of free loan redraw or Mortgage Offset Account
20% discount off our QBE General Insurance range

From 3.80% pa
Variable Rate
(LVR up to 80%)

From 3.91% pa⁴
Comparison Rate

Apply Now Request a call back

Basic Home Loan

Our no fuss home loan, simply pay for what you use.

Free online redraw facility
Variable lump sum repayments
No penalty for early payout
Loan Protection Insurance available

4.90% pa
Variable Rate
(LVR up to 80%)

4.93% pa⁵
Comparison Rate

Apply Now Request a call back

Family Guarantee Home Loan

A great solution if you’re struggling to save a deposit for your first home.

Avoid paying thousands in mortgage insurance
Maximise the amount you can borrow
Gets you out of the rent trap and closer to owning your own home

Apply Now Request a call back

Green Loan

Be rewarded for going green!

Loan Establishment Fee waived
Discounted interest rate
Early repayment without penalty
Loan terms up to 30 years

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Mortgage Offset Account

The perfect accompaniment to your new home.

100% offset against your eligible South West Credit loan balance
Access to your offset funds 24/7
No minimum balance for the offset benefit to apply

Apply Now Request a call back

Power Investment Loan - Special Offer

Take control of your investment with our Power Investment Loan

Fast approval
Flexible solutions
Competitive rates

From 2.30% pa⁶% pa
Variable Rate
(LVR up to 80%)

From 4.40% pa²% pa
Comparison Rate

Apply Now Request a call back

Fixed Power Investment Loan

Enjoy the certainty of a fixed interest rate, and the peace of mind of knowing your repayments won't change during the fixed period.

Fast approval
Competitive rates
Option to fix all or a percentage of the loan

From 2.25% pa³% pa
Variable Rate
(For LVR < 60%)

From 4.55% pa²% pa
Comparison Rate

Premier Investment Loan Package

An Investment Loan with all the extras.

No monthly account keeping fees
Pay off your loan early with no penalty
Overdraft account up to $10,000
Your choice of free loan redraw or Mortgage Offset Account
20% discount off our QBE General Insurance range

From 4.40% pa
Variable Rate
(LVR up to 80%)

From 4.50% pa
Comparison Rate

Apply Now Request a call back

Basic Investment Loan

Our no fuss investment loan, simply pay for what you use.

Free online redraw facility
Variable lump sum repayments
No penalty for early payout
Loan Protection Insurance available

5.50% pa
Variable Rate

5.53% pa
Comparison Rate

Apply Now Request a call back

Mortgage Offset Loan

The perfect accompaniment to your home loan.

100% offset against your eligible South West Credit loan balance⁵
Access to your offset funds 24/7
No minimum balance for the offset benefit to apply

Apply Now Request a call back

Additional Information:

¹ Introductory rate for a period of 2 years. Rate includes a 2.85% p.a. discount off SWCs Standard Variable Rate for two years from loan settlement date, reverting to a 1.00% p.a. discount off SWCs Standard Variable Rate for the remainder of the loan. Applies to new owner occupier home loans with principal and interest repayments. Rates are variable and subject to change. Terms and conditions apply.

² Comparison Rate is calculated on a loan amount of $250,000 over a term of 25 years

³ Fixed rates revert to the corresponding product's variable base rate upon expiry of fixed rate term.

⁴ Comparison rates calculated on a loan amount of $500,000 over a term of 25 years.

⁵ Comparison rates calculated on a loan amount of $150,000 over a term of 25 years.

⁶ Introductory rate for a period of 2 years. Rate includes a 2.60% p.a. discount off SWCs Standard Variable Rate (SVR) for two years from loan settlement date, reverting to a 0.40% p.a. discount off SWCs Standard Variable Rate for the remainder of the loan. Applies to new residential investment property loans with principal and interest repayments. Rates are variable and subject to change. Terms and conditions apply.