Unconditional home loan approval in 2 business days^

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How does 'Unconditional' Home Loan Approval in 2 business days^ sound?

Yes, we are serious. Get the keys to your new home sooner, with your local Bank, South West Credit.

Locally owned and operated since 1964.

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Unconditional Home Loan Approval provides many benefits: 

  • Formal approval to lock in your dream home or investment property
  • More negotiating power - you are ready to buy
  • Know your limit, so you don't overcommit
  • Finance is approved - no risk of missing out on a sale awaiting finance

Make the move to a bank you can rely on, South West Credit.

We are locally owned which has many benefits for our community.  It is better for our local economy, we have local knowledge, we employ local people, our call center is local, our head office is local - this makes us easily accessible when you need us.

Being local has many benefits for our customers, it means faster loan approval times, flexibility, having your phone call answered in seconds not hours, talking to a local guaranteed, and above all - exceptional customer service. 

Whilst there are many things that differentiate us from the big banks, there is one thing that is the same, our security.  We are regulated by the Australian Prudential Regulatory Authority (APRA) and subject to the depositor's protection provisions of the Banking Act of 1959, just like our larger national competitors.  This means as part of the Financial Claims Scheme (FCS), deposits with us of up to $250,000 are covered on a permanent basis by the Government Guarantee. 

South West Credit is your local bank, established and grown on trust and your true alternative to the big four banks.

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