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Hopkins No Interest Loan Scheme

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NILS is a community based No Interest Loans Scheme, run by volunteers, which provides loans to low income earners for their purchase of essential household items.

Who is eligible?

  • People living within the City of Warrnambool and the Shire of Moyne
  • People who receive Centrelnik payments or who are on low incomes
  • People who have the ability and willingness to repay a loan
  • People who are able to prove stability in housing e.g. at least 6 months
  • People aged 18 years or older

What can those loans be used for?

The purpose of NILS is to purchase essential goods up to $1,000, which may include:

- Refrigerators

- Washing Machines

- Dryers

- Hot Water Services

- Heating Appliances

- Furniture

- Small Appliances

- Essential Medical Equipment

- Cost of repairs to essential household items

Please note this is not an emergency payment, applications need to be processed.

More information

Phone - Enquiries (03) 5561 8851

Mail - Hopkins No Interest Loans Scheme

         PO Box 858

         Warrnambool 3280