My Credit Union

Premium Home Loan

Print


 

Premium Home Loan

Our Premium Home Loan Package is perfect for you if value for money is important. Offering up to 1.00% p.a. discount off our Standard Variable Rate, our Premium Package can save you thousands over the life of your loan.

  • No monthly account keeping fees
  • Up to 1.00% p.a. discount off our Standard Variable Home Loan Rate
  • Overdraft account up to $5,000
  • Your choice of free loan redraw or Mortgage Offset Account
  • 20% discount off our QBE General Insurance range

4.25% pa
Variable Rate
(LVR up to 80%)

4.42% pa1
Comparison Rate

Apply NowRequest a call back

 

Premium Investment Loan

Our Premium Home Loan Package is perfect for you if value for money is important. Our Premium Package can save you thousands over the life of your loan.

  • No monthly account keeping fees
  • Pay off your loan early with no penalty
  • Overdraft account up to $5,000
  • Your choice of free loan redraw or Mortgage Offset Account
  • 20% discount off our QBE General Insurance range

 

R.O.A.
Variable Rate
(LVR up to 80%)

R.O.A.
Comparison Rate

Apply NowRequest a call back

 


  Premium Home Loan - Key Features:

Premium Home Loan - Owner Occupied
Interest Rates
Variable interest rate4.25% pa
Comparison rate4.42% pa1
Fees
Establishment fee$0 
Monthly fee$0 
Annual fee$275 
Key Features
Minimum amount$250000 
Maximum Amount80% of the property value
Loan Set Up CostsNo
Variable and lump sum repaymentsMonthly Fortnightly Weekly
Early repayment without penaltyYes
Redraw facilityYes 
Loan repayment insuranceYes 
Automatic repayments (payroll)Yes 

  Premium Investment Loan - Key Features:

Premium Home Loan - Investment
Interest Rates
Variable interest rateR.O.A.
Comparison rateR.O.A.
Fees
Establishment fee$0 
Monthly fee$0 
Annual fee$275 
Key Features
Minimum amount$250000 
Maximum Amount80% of the property value
Maximum term (years)30 
Loan Set Up CostsNo
Variable and lump sum repaymentsMonthly Fortnightly Weekly
Early repayment without penaltyYes
Redraw facilityYes 
Loan repayment insuranceYes 
Automatic repayments (payroll)Yes 

  Additional Information:

 

1 Comparison Rate is calculated on a loan amount of $250,000 over a term of 25 years