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Basic Home Loan

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Basic Home Loan

Do you want a standard no fuss home loan where you pay for what you use? Then our Basic Home Loan Package is for you.

  • Free online redraw facility
  • Variable lump sum repayments
  • No penalty for early payout
  • Loan Protection Insurance available

5.25% pa
Variable Rate
(LVR up to 80%)

5.27% pa1
Comparison Rate

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Basic Investment Loan

Do you want a standard no fuss investment loan where you pay for what you use? Then our Basic Investment Loan Package is for you.

  • Free online redraw facility
  • Variable lump sum repayments
  • No penalty for early payout
  • Loan Protection Insurance available

 

R.O.A.
Variable Rate
(LVR up to 80%)

R.O.A.
Comparison Rate

Apply NowRequest a call back

 


  Basic Home Loan - Key Features:

Basic Home Loan - Owner Occupied
Interest Rates
Variable interest rate5.25% pa
Comparison rate5.27% pa1
Fees
Establishment fee$600 
Monthly fee$5 
Annual fee$0 
Key Features
Minimum amount$10,000 
Maximum Amount90% of the property value with mortgage insurance, 80% without
Loan Set Up CostsYes
Variable and lump sum repaymentsYes
Early repayment without penaltyYes
Redraw facilityYes in branch redraw fee applies 
Loan repayment insuranceYes 
Automatic repayments (payroll)Yes 

  Basic Investment Loan - Key Features:

Basic Home Loan - Investment
Interest Rates
Variable interest rateR.O.A.
Comparison rateR.O.A.
Fees
Establishment fee$600 
Monthly fee$5 
Annual fee$0 
Key Features
Minimum amount$10,000 
Maximum Amount80% of the property value
Loan Set Up CostsYes
Variable and lump sum repaymentsYes
Early repayment without penaltyYes
Redraw facilityYes in branch redraw fee applies 
Loan repayment insuranceYes 
Automatic repayments (payroll)Yes 

  Additional Information

 

1 Comparison Rate is calculated on a loan amount of $250,000 over a term of 25 years