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Our interest rates have been designed with you in mind - our members. We do not inflate rates as we do not have shareholders taking a percentage of our profits. Any profits we make are returned to you through better products, rates and fees. Take a look at our current interest rates below.

  Car Loan Rates (Variable)
  Interest Rate Comparison Rate
Rate Crusher Variable Car Loan (vehicle >$20,000, new car) 5.65% pa1 5.89% pa2
Rate Crusher Variable Car Loan (vehicle >$20,000, up to 3yrs old) 6.65% pa1 6.89% pa2
Rate Crusher Variable Car Loan (vehicle >$20,000, 3 - 5 yrs old) 7.65% pa1 7.88% pa3
New Car Loan (vehicle up to 3yrs old) 12.05% pa 12.27% pa2
Used Car Loan (vehicle 4-9yrs old) 13.05% pa 13.47% pa3
Used Car Loan (vehicle over 9yrs old) 16.05% pa 17.17% pa4

 

Our interest rates have been designed with you in mind - our members. We do not inflate rates as we do not have shareholders taking a percentage of our profits. Any profits we make are returned to you through better products, rates and fees. Take a look at our current interest rates below.

  Car Loan Rates (Fixed)
  Interest Rate Comparison Rate
Rate Crusher Fixed Car Loan (vehicle >$30,000, new car) 7.99% pa5 8.09% pa2
Rate Crusher Fixed Car Loan (vehicle <$30,000, up to 2yrs old) 8.49% pa 8.93% pa2
Rate Crusher Fixed Car Loan (vehicle <$30,0002-5yrs old) 9.49% pa 10.67% pa3

  Additional Information:

Please note: Fees and Charges apply. Loans are subject to South West Credit's normal lending criteria
Rates Effective 1 March 2017
WARNING:
Terms and Conditions, Fees and Charges apply and are available on request.
Fixed Interest Rates are indicative only and subject to change prior to settlement.
These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available.
Please note that all interest rates are per annum and they are calculated daily on the outstanding balance and debited to the loan account at the end of each month. South West Credit Union lending criteria applies to all loan types.

1 Minimum loan amount of $20,000 applies.

2 Comparison rate calculated on a loan amount of $30,000 over a term of 5 years

3 Comparison rate calculated on a loan amount of $20,000 over a term of 4 years.

4 Comparison rate calculated on a loan amount of $10,000 over a term of 3 years.

5 Minimum loan amount of $30,000 applies.