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Our interest rates have been designed with you in mind - our members. We do not inflate rates as we do not have shareholders taking a percentage of our profits. Any profits we make are returned to you through better products, rates and fees. Take a look at our current interest rates below.

  Savings Account Rates

easyNET Saver Account (At Call)

Balance Interest Rate (pa)
$0 - $4,999 0.20% pa
$5,000 - $99,999 1.00% pa
$100,000 - $249,999 1.25% pa
$250,000+ 1.60% pa

Interest is calculated daily and paid quarterly

Easy Achiever Account (At Call)

Bonus 2% interest if special conditions are met

Balance Interest Rate (pa)
Up to $24,999 Nil pa%
$25,000 - $59,999 0.05% pa
Over $60,000 0.10% pa 

 Bonus Interest is calculated daily and paid monthly in addition to At Call Savings Account interest.

Christmas Club Account

Balance Interest Rate (pa)
Minimum Monthly Balance 1.00% pa 

Interest is calculated on minimum monthly balance and paid 31 October each year.

31 Day Notice Account

Balance Interest Rate (pa)
Over $100,000 2.00% pa

Interest is calculated on the minimum daily balance and paid monthly.

Cash Management Account (At Call)

Balance Interest Rate (pa)
$5,000-$24,999 0.50% pa
$25,000 - $59,999 0.75% pa
Over $60,000 1.50% pa

Minimum balance $5,000, minimum deposit / withdrawal $500. Limited to 4 withdrawals per month – not accessible by personal cheque or Debit Card. Refer to Terms and Conditions.
Interest calculated daily and paid monthly.

easyNET Saver Account (Loan Offset Account)

Available to Premier and Premium Packages only.
100% of loan rate is applied to your Premier Plus and Premium Home Loan.

Interest is calculated on the Minimum Daily Balance and paid monthly (excludes commercial lending).


 

  Kids & Youth Savings Account Rates

Active Saver Account, Youth Saver Account, University & Apprentice Saver Account (At Call)

Bonus 2% interest if special conditions are met.

Balance Interest Rate (pa)
Up to $5,000 1.70% pa
Over $5,000 0% pa

Bonus Interest is calculated daily and paid monthly.


 

  Transaction Account Rates

Easy Everyday, Easy Unlimited (At Call)

Balance Interest Rate (pa)
Up to $24,999 Nil pa%
$25,000 - $59,999 0.05% pa
Over $60,000 0.10% pa

NB- Interest rates are negotiable for deposits in excess of 1 Million

Easy Option (At Call)

Non


The above rates are currents at the time of publishing 24th November, 2016 and are expressed in 'per annum terms'. They are subject to change without notice. Fees and Charges available
The Credit Union reserves the right to change any credit balance in the deposit account of a member with respect to any debt owned by a member to the Credit Union.