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Premier Home Loan Package

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Premier Home Loan Package

Our Premier Home Loan Package is perfect if you're looking to borrow more than $200,000. Offering up to 1.10% p.a. discount off our Standard Variable Rate, our Premier Home Loan Package provides you with exceptional value for money, saving you thousands over the life of your loan.

  • No monthly account keeping fees
  • Up to 1.10%p.a. discount off our Standard Variable Home Loan Rate
  • Overdraft account up to $10,000
  • Your choice of free loan redraw or Mortgage Offset Account
  • 20% discount off our QBE General Insurance range

From 4.00% pa
Variable Rate
(LVR up to 80%)

From 4.11% pa1
Comparison Rate

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Premier Investment Loan Package

Our Premier Investment Home Loan Package is perfect if you're looking to borrow more than $200,000. Our Premier Investment Package provides you with exceptional value for money.

  • No monthly account keeping fees
  • Pay off your loan early with no penalty
  • Overdraft account up to $10,000
  • Your choice of free loan redraw or Mortgage Offset Account
  • 20% discount off our QBE General Insurance range

From 4.60
Variable Rate
(LVR up to 80%)

From 4.71
Comparison Rate 

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  Premier Plus - Owner Occupied Key Features:

Premier Home Loan Package - Owner Occupied
Interest Rates
Variable interest rate4.00% pa
Comparison rate4.11% pa1
Fees
Establishment fee$0 
Monthly fee$0 
Annual fee$350 
Key Features
Special ConditionsWhole of pay minimum $2,000 per month must be credited into South West Credit accounts to receive full rate discounts.
Minimum amount$200000 
Maximum Amount80% of the property value
Loan Set Up CostsNo
Variable and lump sum repaymentsMonthly Fortnightly Weekly
Early repayment without penaltyYes
Redraw facilityYes 
Loan repayment insuranceYes 
Automatic repayments (payroll)Yes 

  Premier Plus - Investment Key Features:

Premier Home Loan Package - Investment
Interest Rates
Variable interest rate4.60% pa
Comparison rate4.71% pa1
Fees
Establishment fee$0 
Monthly fee$0 
Annual fee$350 
Key Features
Special ConditionsWhole of pay minimum $2,000 per month must be credited into South West Credit accounts to receive full rate discounts.
Minimum amount$200000 
Maximum Amount80% of the property value
Loan Set Up CostsNo
Variable and lump sum repaymentsMonthly Fortnightly Weekly
Early repayment without penaltyYes
Redraw facilityYes 
Loan repayment insuranceYes 
Automatic repayments (payroll)Yes 

  Additional Information:

 

1 Comparison rates calculated on a loan amount of $500,000 over a term of 25 years.