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Important information for members about the proposed merger with Beyond Bank Australia

At South West Credit, we put our members and our local community first. And so does Beyond Bank. That’s why we recently announced our intention to merge.

This merger will bring members a range of benefits such as:

  • Access to a broader and more competitive range of products and services
  • More ways to access your accounts with an award-winning Mobile Banking app, Apple Pay, Google Pay, and Samsung Pay.
  • Support of an Australian-based call centre with extended hours
  • A national branch network, across Victoria, New South Wales, South Australia, the Australian Capital Territory, and Western Australia
  • Enhanced community support through B-Corp certification, community grants, and partnerships
  • Wealth Management services
  • Life Member Program benefits

At this stage, the merger is only “proposed” and is subject to regulatory and member approval. Members will have the opportunity to vote at a Special General Meeting to be held on Monday, 21 March 2022. If the resolution is approved, we expect the merger to take effect on 1 April 2022.

How you can vote

We will be providing more information to South West Credit members soon, in a Member Information Document, which you will receive in the mail. A copy of the information sent to you is also available here to download:

Lodging your proxy

Please return your Appointment of Proxy no later than 5:00pm (AEST) on Friday, 18 March 2022 using one of the below methods:

  • Online –
  • Mail – Use the Reply Paid envelope enclosed or use your own envelope and send to:
    South West Credit
    C/- Link Market Services Limited
    Locked Bag A14
    Sydney South NSW 1235 Australia
  • Fax – +61 2 9287 0309
  • Drop it into the ballot box at our branch, 117 Lava Street, Warrnambool Vic 3280.

More information about the Special General Meeting is available here.

If you have any questions relating to the merger, please contact us on (03) 5560 3900, visit us at the branch or email us at

  Additional Information: