Spring Home Loan

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Spring clean your home loan

3.79% pa
Variable Rate (LVR up to 80%)
Special Offer

4.23% pa1
Comparison Rate


Apply Online

Refinance your home loan to South West Credit now and receive:

  • Great low interest rate from 3.79%p.a.1 (4.23% p.a.2 Comparison Rate)
  • No Loan Establishment Fee
  • Switching costs covered up to $1,000
  • $500 cash back at settlement


  • Dedicated loan specialist you can talk to every step of the way
  • Guidance structuring your loans to reduce interest repayments
  • Fast approval times
  • Decisions made locally
  • Apply from the comfort of your own home

Refinancing can have many benefits, including:

  • Save money on interest and charges
  • Reduce your repayments
  • Pay your home loan off sooner
  • Consolidate your debt
  • Get flexibility for the future


Apply Online Request a Callback

Spring Home Loan
Interest Rates
Variable interest rate3.79% pa
Comparison rate4.23% pa1
Establishment fee$0 
Monthly fee$0 
Annual Fee$350 waived for the first 12 months
Key Features
Minimum amount$500000 2
Maximum Amount80% of the property value
Maximum term (years)30 
Variable and lump sum repaymentsMonthly, Fortnightly, Weekly
Early repayment without penaltyYes
Redraw facilityYes 
Loan repayment insuranceYes 
Automatic repayments (payroll)Yes 

1 Comparison rates calculated on a loan amount of $500,000 over a term of 25 years.

2 Rates tiered for loan amounts under $500,000