Summer Home Loan

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Swing into the New Year with this great home loan offer

3.79% pa1
Variable Rate (LVR up to 80%)
Special Offer

4.23% pa2
Comparison Rate


Apply Online

Make the move to South West Credit now and receive:

  • Great low interest rate1
  • No Loan Establishment Fee1
  • Switching costs covered up to $1,0001
  • $500 cash back at settlement1


  • Dedicated loan specialist you can talk to every step of the way
  • Guidance structuring your loans to reduce interest repayments
  • Fast approval times
  • Decisions made locally
  • Apply from the comfort of your own home

Refinancing can have many benefits, including:

  • Save money on interest and charges
  • Reduce your repayments
  • Pay your home loan off sooner
  • Consolidate your debt
  • Get flexibility for the future


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Summer Home Loan
Interest Rates
Variable interest rate3.79% pa1
Comparison rate4.23% pa2
Establishment fee$0 
Monthly fee$0 
Annual Fee$350 waived for the first 12 months
Key Features
Minimum amount$500000 3
Maximum Amount80% of the property value
Maximum term (years)30 
Variable and lump sum repaymentsMonthly, Fortnightly, Weekly
Early repayment without penaltyYes
Redraw facilityYes 
Loan repayment insuranceYes 
Automatic repayments (payroll)Yes 

1 Conditions Apply – please contact one of our lending consultants on (03) 5560 3900 for full terms and conditions.

2 Comparison rates calculated on a loan amount of $500,000 over a term of 25 years.

3 Rates tiered for loan amounts under $500,000